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Date: Sun, 10 Aug 2008 09:54:39 -0700 (PDT)
From: david ozuna <deozuna@yahoo.com>
Reply-To: tmhart@cebridge.net
Subject: Fw: spousal option
To: edf4110@suddenlink.net, tisd <faweber@tisd.net>
Cc: Bill Richter <billr1234@suddenlink.net>
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--- On Wed, 8/6/08, Weldon Cummings <weldonc@suddenlink.net> wrote:

From: Weldon Cummings <weldonc@suddenlink.net>
Subject: spousal option
To: "retireenewsletter" <retireenewsletter@yahoo.com>
Date: Wednesday, August 6, 2008, 5:04 PM



Pension information:
Remember if you elected the=A0Survivor Pension Option=A0at retirement and y=
our spouse has passed away, you may be eligible for increased pension benef=
its under the Pop-Up clause.=A0 We recently had an employee ask about this.=
=A0 The retiree=92s spouse passed away a number of years ago; but the retir=
ee forgot that=A0UCC=92s Survivor Option has a =93Pop-Up=94 clause=A0which =
indicates: =93. . If payment is made in the joint-and-survivor form, your p=
ension benefit will be reduced depending on your age and your named survivo=
r=92s age at the time the pension benefit begins.=A0 If you elect the optio=
n and name your spouse as survivor and your spouse dies before you do, your=
 pension will be restored to its original full amount, effective the first =
of the month following the date of death of your spouse. . .=93=A0 After ch=
ecking with us, the employee called Dow Retiree Services and later received=
 a letter from DOW which stated that she did have the pop-up benefit and it
 would be retroactive.=A0 She just had to send in the death certificate to =
activate the change.

Borrowed from Houston Retiree newsletter


=0A=0A=0A      
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<table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" ><tr><td valign=3D"=
top" style=3D"font: inherit;"><BR><BR>--- On <B>Wed, 8/6/08, Weldon Cumming=
s <I>&lt;weldonc@suddenlink.net&gt;</I></B> wrote:<BR>
<BLOCKQUOTE style=3D"PADDING-LEFT: 5px; MARGIN-LEFT: 5px; BORDER-LEFT: rgb(=
16,16,255) 2px solid">From: Weldon Cummings &lt;weldonc@suddenlink.net&gt;<=
BR>Subject: spousal option<BR>To: "retireenewsletter" &lt;retireenewsletter=
@yahoo.com&gt;<BR>Date: Wednesday, August 6, 2008, 5:04 PM<BR><BR>
<DIV id=3Dyiv1464523928>
<BLOCKQUOTE type=3D"cite"><FONT class=3DApple-style-span color=3D#000000>Pe=
nsion information:<BR></FONT><SPAN style=3D"FONT-FAMILY: 'Times New Roman'"=
><FONT class=3DApple-style-span color=3D#000000>Remember if you elected the=
&nbsp;</FONT></SPAN><SPAN style=3D"FONT-FAMILY: 'Times New Roman'"><FONT cl=
ass=3DApple-style-span color=3D#000000>Survivor Pension Option</FONT></SPAN=
><SPAN style=3D"FONT-FAMILY: 'Times New Roman'"><FONT class=3DApple-style-s=
pan color=3D#000000>&nbsp;at retirement and your spouse has passed away, yo=
u may be eligible for increased pension benefits under the Pop-Up clause.&n=
bsp; We recently had an employee ask about this.&nbsp; The retiree=92s spou=
se passed away a number of years ago; but the retiree forgot that&nbsp;</FO=
NT></SPAN><SPAN style=3D"FONT-STYLE: italic"><FONT class=3DApple-style-span=
 color=3D#000000>UCC=92s Survivor Option has a =93Pop-Up=94 clause</FONT></=
SPAN><SPAN style=3D"FONT-FAMILY: 'Times New Roman'"><FONT class=3DApple-sty=
le-span
 color=3D#000000>&nbsp;which indicates: =93. . If payment is made in the jo=
int-and-survivor form, your pension benefit will be reduced depending on yo=
ur age and your named survivor=92s age at the time the pension benefit begi=
ns.&nbsp; If you elect the option and name your spouse as survivor and your=
 spouse dies before you do, your pension will be restored to its original f=
ull amount, effective the first of the month following the date of death of=
 your spouse. . .=93&nbsp; After checking with us, the employee called Dow =
Retiree Services and later received a letter from DOW which stated that she=
 did have the pop-up benefit and it would be retroactive.&nbsp; She just ha=
d to send in the death certificate to activate the change.</FONT></SPAN></B=
LOCKQUOTE>
<DIV><FONT class=3DApple-style-span color=3D#000000><BR></FONT></DIV><FONT =
class=3DApple-style-span color=3D#000000>Borrowed from Houston Retiree news=
letter<BR></FONT>
<DIV><FONT class=3DApple-style-span face=3D"'Times New Roman'"><BR></FONT><=
/DIV></DIV></BLOCKQUOTE></td></tr></table><br>=0A=0A      
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